My story: I was drowning in credit card debit, then I found Payoff.com. Using Payoff to (literally) payoff my credit card loans gave me back my life! Not only did it give me breathing space but it also improved my FICO credit rating.
The whole process was so freaking easy. The lovely people at Payoff helped me get through it with no issues, and now I can get the credit card companies off my back, all at a great interest rate.
Let me explain why I loved Payoff.com:
- Lower interest rate than credit cards
- Expert advice and guidance
- Funds delivered into my bank
- Fixed monthly payments
- No late payment fees
- Help with the application just called Payoff to ask any questions
- Boosted my FICO score
- Choice of terms that suited me
Select an offer that works for you and finish your application. They have plenty of terms to choose from.
Review your terms, verify your information and eSign your loan documents. Check out what you need here https://start.payoff.com/loan/getting-approved/
and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
The Payoff Loan is a personal loan between $5,000 and $35,000 designed to eliminate or lower your credit card balances. The Payoff Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
Checking your Payoff Loan rate will not hurt your credit. Right before you finalize your Payoff Loan, we run a hard inquiry, which can impact your credit. But good news, our Members see an average FICO Score increase of 40 points. Mine, personally, increased by 42 points!
They’re transparent about our approval criteria, and they encourage you to review the main approval factors here before you submit your application. Check them out here, https://www.payoff.com/loan/getting-approved/
They provide all of their Payoff Loan Members a free monthly update of their FICO® Score, so you can see your progress and monitor any changes.
Payoff’s Member Experience Team not only helps you when problems arise, they proactively support you too. With welcome calls and first-year, quarterly check-ins, Payoff’s Member Advocates are kind of like your partners and your cheerleaders, both at the same time!
Payoff are dedicated to helping their Members better understand themselves and improve their relationship with money through our scientific personality, stress, and cash flow assessments. This helped me learn more about money and how to manage my spending and debt.
Conclusion
Payoff helped me clean up my credit card debt. It also helped me improve my FICO score so my future isn’t ruined by some minor credit card debt! I just wish I’d known about them a lot earlier than I did! It would have saved me a lot of money. I loved their staff & easy online application too. If you have credit card debt try them, checking your score can’t hurt!
Fernando Camacho
He is a crazy shopper, loves drinking in pubs and clubs, shopping trendy outlets online, grocery shopping to his door and catching Uber. Also dabbles in setting up online stores through eBay, Amazon marketplaces and has a marketing and commerce background.