Sticking with your current bank to get a home loan may seem like the easiest option, but it is better to look around and compare all the options. This is where mortgage brokers come in.

Experts in their field, mortgage brokers analyze the market to find the best deals. They work with a variety of lenders to ensure you get the most appropriate loan for your needs.

Erez Shimoni consistently ranks among the top mortgage originators in New Jersey. He has 20 years experience in the industry and always finds his clients the best financing solutions.

Shimoni has earned hundreds of five-star reviews. One testimonial reads:

"We received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Erez was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use Erez again in the future."

Shimoni says the most satisfying part of being a loan officer is that he gets to help people.

"I have always enjoyed helping people and I am able to do that in this job," he says. "I get to help people provide a safe place for their families to live, which is the most important thing in life. Becoming a homeowner is a dream come true, and I get to help people fulfill that dream."

Sitting with his clients as they close on their loan and receive the keys to their new home ensures Shimoni is always aware of the importance of his job, especially as it's no easy feat to make it to the closing table.

Shimoni ensures his clients fully understand the mortgage process. He uses videos and charts to outline loan options, monthly payments, interest rates and more. His clients know exactly where they stand financially and what they are getting into.

Shimoni says the only thing that matters is getting the clients the best mortgage, and he makes the loan process streamlined, organized and easy to understand.

Over the last two decades, Shimoni has helped countless New Jersey families buy houses. In 2020, he set a personal sales record of more than $70 million in volume.

Erez Shimoni is a Loan Officer at Petra Cephas, which offers competitive rates, innovative technology and a top-notch support team. All this enables Shimoni to provide personalized, stress-free loan options.

Petra Cephas has advanced software that accurately mimics the credit bureaus' algorithms and provides accurate information on how to improve your rating. This credit simulation analysis enables Shimoni and his colleagues to personalize their service and control credit risk.

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Baden Bower
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