Best Online Business Lender
Revealed: Our favourite hack to get the best deal on a business loan. There are thousands of options online, but our favourite website for a business loans was GetCapital.
Let me explain why: 4.9/5 stars on Trustpilot from real, genuine customers. Transparent, easy form, fast funding & a low APR rate.
Working Capital Loan
The GetCapital Working Capital Loan is a flexible and convenient way to finance your working capital expenses including salaries, stock purchases, marketing, renovations and projects. Funds are deposited directly into your business account, ready to use. Access additional funds after 15 weeks for maximum flexibility, subject to a simple credit assessment.
Working Capital Loan amount
Interest rate
Fees
Term
Minimum time in business
Repayments
Working Capital Loan amount
Up to $300,000
Interest rate
Based on your business circumstances
Fees
No annual fee or early repayment fees.
Establishment fee applies.
Term
Up to 2 years
Minimum time in business
9 months +
Repayments
Weekly
Import Line Of Credit?
The GetCapital Import Line of Credit is a convenient way to finance your supplier purchases from overseas. There’s no cost to set up the facility and once approved, you can easily transact within your approved credit limit.
Import Line of Credit limit
Interest rate
Fees
Term
Minimum time in business
Repayments
Import Line of Credit limit
Up to $750,000
Interest rate
10.95% – 24.95% annual percentage rate
Fees
$395 annual fee.
No early repayment fees.
Term
Revolving
Minimum time in business
3 years (2 with property)
Repayments
Weekly
What About A Term Loan
The GetCapital Term Loan is a convenient business finance solution of up to $750,000 to support the growth and expansion of your business. Can be used for any business purpose for up to 3 years.
Term loan limit
Interest rate
Fees
Term
Minimum time in business
Repayments
Term loan limit
Up to $750,000
Interest rate
10.95% – 24.95% annual percentage rate
Fees
No annual fee or establishment fee.
No early repayment fees.
Term
Up to 3 years
Minimum time in business
3 years +
Repayments
Weekly and monthly options
How It Works?
Other Finance Solutions
The GetCapital Business Overdraft is a stand-alone, true revolving facility up to $750,000 that links to an existing business transaction account. Manage cash flow as and when you need it and only pay interest on funds used.
The GetCapital Business Car and Vehicle Finance product is a convenient way to finance the purchase of business vehicles, cars, vans, utes, SUVs and other specialty vehicles for your business.
GetCapital General Equipment Finance is a convenient way to finance the purchase of a broad range of new and second-hand business assets and equipment such as light commercial trucks, prime movers, buses and trailers, as well as general plant, office, IT equipment, software and POS systems.
GetCapital Fitout Finance is a convenient way to finance a range of business fitout needs such as shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises or relocating to new ones.
4.9 Star Trustpilot Score
Shift Payments
A single payment platform that simplifies trade credit between buyers and suppliers.
With traditional trade credit you get paid on the terms you provide to customers.
They Shift you get paid today
With traditional trade credit you need to dedicate people, systems and effort managing your trade credit program.
With Shift you are free to run your own business
With traditional trade credit your customers are regularly asking for better payment terms.
With Shift your customers get the trade terms they want.
Awards
Conclusion
GetCapital is an award-winning, non-bank lender dedicated to meeting the needs of Australian businesses. GetCapital offers a broad range of business finance products, including the innovative “bankless” Business Overdraft, as well as solutions for asset purchases, business expansion & growth and payments.
Fernando Camacho
He is a crazy shopper, loves drinking in pubs and clubs, shopping trendy outlets online, grocery shopping to his door and catching Uber. Also dabbles in setting up online stores through eBay, Amazon marketplaces and has a marketing and commerce background.